FREE EUROPEAN FIRE TOOL

See how close you are to financial independence.

European FIRE Calculator

An editable Excel calculator that turns your own spending, investments and target age into a clear FIRE plan.

  • Calculate your FIRE number
  • Track your FI percentage
  • Estimate your Coast FIRE target
  • Compare 3.5% and 4% scenarios
100% freeEditable ExcelBuilt for Europe
FREE RESOURCE · INSTANT ACCESS

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Use it tonight

From download
to one decision.

The workbook is deliberately short. Use real numbers, mark what still needs verification and finish with one action you can complete.

  1. 01Add annual spending
  2. 02Compare two withdrawal assumptions
  3. 03Track the gap over time